Texas foreclosure help — confidential, no upfront cost

Empowering homeowners. Stopping foreclosure.

Behind on your mortgage? Behind on taxes? Inherited a property you can't sell? Got a foreclosure notice? There's almost always a way out — and we've helped Texas homeowners find it for years.

Got a foreclosure notice?

In Texas, foreclosure can happen in as little as 21 days. Here's what we can still do:

  • Pause or delay the sale through emergency filings
  • Negotiate with the lender for reinstatement or payoff
  • Sell as-is for cash before the auction date
  • Fix title or heirship issues blocking a clean sale
100%
Free, confidential consultation
$0
Upfront cost. We're paid at closing.
ES / EN
Hablamos español
24h
Response time on urgent cases
What we do

Four ways out of a foreclosure situation.

Most Texas homeowners don't realize how many options they actually have. We map your situation to the right path — and act fast.

01

Stop It

Emergency intervention

If the sale is days away, we move fast. We coordinate emergency filings — including bankruptcy and temporary restraining orders — to pause the foreclosure and buy time to fix the underlying problem.

  • Stop foreclosure sales the week before auction
  • Coordinate emergency bankruptcy filings
  • File TROs against improper foreclosure actions
02

Delay It

Buy time, negotiate terms

Sometimes you don't need to stop the foreclosure forever — you need a few more months to catch up, sell on your terms, or refinance. We negotiate with mortgage companies and the county tax office to pause the timeline.

  • Negotiate mortgage payoff or reinstatement
  • Set up tax payment plans with Harris County
  • Arrange catch-up loans for mortgage or taxes
03

Challenge It

Fight what's wrong

Sometimes the foreclosure itself is the problem — wrong amount owed, defective title, dispute over inheritance, or improper procedure by the lender or county. We help homeowners challenge these issues and protect their equity.

  • Fix defective title preventing a clean sale
  • Resolve inheritance and ownership disputes
  • Challenge errors by mortgage company or county
04

Exit It

Multiple ways to walk away clean

Keeping the home isn't always the right move. We give you three different ways to sell — pick whichever fits your situation, your timeline, and your equity. Includes heirship and probate cleanup for inherited properties.

  • Cash sale as-is — we buy it, no repairs, fast close
  • Repair-funded listing — we pay to fix it up, hire the agent, you keep more at closing
  • Subject To takeover — we take over your mortgage, pay you cash, you walk away
  • Heirship and probate cleanup for inherited homes
Not facing foreclosure? We still help.

Texas real estate solutions for any situation.

Job relocation. Divorce. Downsize. Tired of renting it out. House needs work you can't afford. Whatever brought you here, we have an option that fits — and we make money on the property side, not on you.

Our specialty

Subject To mortgage takeover

We take over your existing mortgage payments and pay you cash for the property. You walk away — no more payments, no more property. Best for low-equity situations where a traditional sale would leave you with almost nothing.

  • Walk away with cash, even with low equity
  • No realtor commissions, no closing costs to you
  • Close in days, not months

Note: With Subject To, the mortgage stays in your name while we make the payments. We explain every detail upfront — no surprises.

House needs work?

Repair-funded sale

Got a house that needs work but you can't afford the repairs? We pay for the rehab upfront, hire the real estate agent, and get it sold at full retail value. You keep way more than you would from a cash sale — and you don't spend a dime out of pocket.

  • We pay for repairs, materials, and contractors
  • We hire and manage the listing agent
  • You get retail price, minus our agreed share
Any reason, any condition

Distressed sale, any situation

Job relocation. Divorce. Health issues. Tired landlord. Bad tenants. Hoarder cleanup. Fire or storm damage. We buy properties Texas-wide in any condition, for any reason — fast, fair, and with no judgment.

  • Fair cash offer in 24 hours
  • You pick the closing date — fast or flexible
  • No repairs, no cleaning, leave what you want
Tell us about your property
How it works

A clear path forward in three steps.

No hard sell. No pressure. Just an honest look at your situation and the options actually available to you.

Tell us your situation

Call, text, or fill out the form. We'll ask a few questions to understand the property, the timeline, and what matters most to you. Takes about 15 minutes.

We map your options

Within 24 hours, we come back with a clear breakdown of every path available — what each one costs, how long it takes, and what you walk away with.

You decide. We act.

You pick the path. We handle the paperwork, the filings, the negotiation, the closing — whatever your situation requires. Most cases move within days, not months.

Who we help

If any of this sounds like your situation, call us.

We work with Texas homeowners across every kind of foreclosure situation. Here are the three most common.

Behind on mortgage

Lost a job, got sick, divorce — and now you're months behind.

The bank is sending letters. Maybe you've already gotten a Notice of Sale. You don't know what your options are or who to trust. We've helped hundreds of Texas families through this exact moment.

Inherited property

You inherited a house — but the deed is still in someone else's name.

A parent or grandparent passed away. The property is sitting in limbo, maybe with back taxes piling up or foreclosure threatening. We handle heirship affidavits, probate, title cleanup — and can buy it directly if that's easier.

Tax delinquent

Property taxes spiraled. Harris County is moving toward seizure.

Texas property tax foreclosure is one of the fastest ways to lose a home. We negotiate payment plans with the county, arrange catch-up financing, or buy the property to stop the clock — whatever protects your equity.

Real homeowners. Real outcomes.

What our clients say.

Every story is different. The common thread: homeowners who thought they'd run out of options found out they hadn't.

★★★★★

“They stopped my foreclosure sale with three days to go. I was sure I was losing the house my mother left me. They handled the heirship paperwork and got the lender to agree to a payoff plan. I still have the home.”

— M. Rodriguez, Houston
★★★★★

“After my husband passed, the taxes piled up and the county was about to seize the property. Nationwide Equity walked me through every option — and bought it from me as-is when that turned out to be the best path. They were honest from day one.”

— J. Williams, Dallas
★★★★★

“I was four months behind on my mortgage and didn't know who to call. They got the lender to agree to a reinstatement plan I could actually afford. No upfront fees. Just real help from real people.”

— D. Thompson, Houston
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Where we work

Serving homeowners across Texas.

From Houston to El Paso, Dallas to McAllen — we work statewide. Whether your property is in a major metro or a small town, the Texas Property Code and Texas Estates Code apply the same way, and we have the relationships and infrastructure to handle it.

Southeast Texas

Houston Metro

Houston, Sugar Land, Pearland, Pasadena, The Woodlands, Katy, Cypress, Spring, Humble, Baytown, Conroe, League City
Harris, Fort Bend, Montgomery, Galveston, Brazoria, Liberty counties
North Texas

DFW Metroplex

Dallas, Fort Worth, Arlington, Plano, Irving, Garland, Frisco, McKinney, Mesquite, Denton, Carrollton, Richardson
Dallas, Tarrant, Collin, Denton, Rockwall, Kaufman, Ellis counties
Central Texas

Austin–San Antonio Corridor

San Antonio, Austin, Round Rock, New Braunfels, Cedar Park, Pflugerville, Georgetown, San Marcos, Schertz, Killeen, Temple, Waco
Bexar, Travis, Williamson, Hays, Comal, Bell, McLennan counties
East Texas

Tyler & The Pines

Tyler, Longview, Marshall, Nacogdoches, Lufkin, Texarkana, Paris, Sulphur Springs, Henderson, Athens, Palestine, Beaumont, Port Arthur
Smith, Gregg, Harrison, Nacogdoches, Angelina, Bowie, Jefferson, Orange counties
South Texas

Rio Grande Valley & Coast

McAllen, Brownsville, Edinburg, Harlingen, Pharr, Mission, Corpus Christi, Laredo, Victoria, Eagle Pass, Del Rio, Kingsville
Hidalgo, Cameron, Nueces, Webb, Victoria, Maverick counties
West Texas

West Texas & Panhandle

El Paso, Midland, Odessa, Lubbock, Amarillo, Abilene, San Angelo, Wichita Falls, Big Spring, Andrews, Plainview, Pampa
El Paso, Midland, Ector, Lubbock, Potter, Randall, Taylor, Tom Green counties

Don't see your city? We handle properties anywhere in Texas. Call us — if it's a Texas property with a Texas problem, we work on it.

Knowledge Center

Learn first, decide better.

Common questions

Answers before you call.

The initial consultation is always free. After that, our fees come out of the closing or settlement — meaning if we buy your house or help you sell, we're paid from those proceeds. For negotiation and filing services, fees vary by case and are discussed transparently upfront. No surprise bills.
Usually no. In Texas, we can often pause or delay a sale right up to the day before through emergency filings, lender negotiation, or a fast cash sale. The sooner you call, the more options stay on the table — but we've helped homeowners with 48 hours to go.
Yes — this is one of our most common situations. We handle affidavits of heirship, probate filings, and title cleanup so the property can be sold, refinanced, or kept by the rightful heirs. If foreclosure is also happening, we coordinate both tracks at once.
Subject To is a creative finance arrangement where we take over your existing mortgage payments and pay you cash for the property — but the mortgage stays in your name on the bank's records. It's a real, legal arrangement used for over a century, especially helpful when you don't have much equity. The key risk to be honest about: your name stays on the loan, so if we ever stopped paying, your credit would be affected. That's why we structure every deal with safeguards — we set aside reserves, we put the deed in a trust, and our track record is on the line. We walk you through every protection in detail before you sign anything.
Not with us. Most “cash buyers” lowball you because they need to discount for repair costs and their profit margin. We offer a different path: we pay for the repairs upfront, hire a licensed real estate agent, and sell at full retail. You walk away with significantly more than a typical cash offer, and you don't spend a dollar out of pocket. We agree on the split before any work begins, so there are no surprises.
No — Nationwide Equity is a real estate solutions company. For situations that require legal action (bankruptcy filings, TROs, ownership disputes), we coordinate with licensed Texas attorneys in our network. You always know who's doing what, and you only sign documents you fully understand.
We make money when a property changes hands — either we buy it directly, or we help you sell it on the open market. That's it. There's no upfront fee, no monthly charge, no hidden cost. Our incentive is aligned with yours: a clean outcome that protects your equity.
Get in touch

Four ways to reach us.

Pick whatever feels easiest. We respond fast — usually within an hour during business hours.

📞
Call us

832-257-3367 — 9am–7pm Mon–Sat

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Send a message

Use the form — we respond in under 24 hours

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Instant answers — anytime, day or night

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Hi! I'm here on behalf of Nationwide Equity. Whatever foreclosure situation you're facing, there's almost always a way out — and I can help you figure out yours. What's going on?