1. Acceptance of Terms
These Terms and Conditions ("Terms") govern your access to and use of the website at nationwideequity.us and any services provided by Nationwide Equity LLC ("Nationwide Equity," "we," "us," or "our"). By using our website, submitting any form, calling us, texting us, or engaging our services, you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use our website or services.
2. About Nationwide Equity
Nationwide Equity LLC is a Texas-based real estate solutions company. We help homeowners stop, delay, challenge, or exit foreclosure, and assist with cash sales, repair-funded sales, Subject To mortgage takeovers, heirship affidavits, probate-related matters, title cleanup, and other real estate transactions.
We are not a law firm and do not provide legal services or legal advice. We are not a licensed real estate brokerage for all activities, though we coordinate with licensed Texas real estate professionals and licensed Texas attorneys for matters that require licensed services.
3. Description of Services
Our services include, without limitation:
- Foreclosure consultation and case evaluation.
- Negotiation with mortgage lenders for reinstatement, payoff, modification, or short sale.
- Negotiation with taxing authorities for payment plans or payoffs.
- Coordination of emergency filings (including bankruptcy filings and temporary restraining orders) through licensed Texas attorneys in our network.
- Direct purchase of properties for cash.
- Repair-funded sales, where we fund repairs and engage a licensed real estate agent to list and sell the property.
- Subject To mortgage takeovers (see Section 7 below for important disclosures).
- Assistance with affidavits of heirship, probate, ownership disputes, and defective title cleanup.
- Loan facilitation to help homeowners catch up on mortgage or tax delinquencies.
Specific terms, fees, and conditions for each engagement will be set out in a separate written agreement before any transaction or representation begins.
4. Eligibility
To use our services, you must be at least 18 years old, legally able to enter into binding contracts, and have legal authority over the property or matter for which you are seeking assistance (or be in the process of establishing such authority, e.g., through heirship).
5. User Responsibilities
You agree to:
- Provide accurate, complete, and current information in all communications with us.
- Not use our services for any unlawful purpose.
- Not impersonate another person, misrepresent your relationship to a property, or provide false consent on behalf of another person.
- Maintain the confidentiality of any documents, agreements, or communications shared with you in connection with a case.
- Notify us promptly of any changes to your contact information, property status, or case circumstances.
6. Not Legal or Financial Advice
Information provided through our website, marketing materials, chatbot, or consultations is for general informational purposes only. It does not constitute legal advice, financial advice, tax advice, or a substitute for advice from a licensed attorney, certified public accountant, financial advisor, or other licensed professional.
For matters requiring licensed legal services, we coordinate with licensed Texas attorneys in our network. Your relationship with any such attorney is separate from your relationship with Nationwide Equity, and the terms of engagement with that attorney will be governed by a separate engagement letter between you and the attorney.
7. Subject To Disclosures
"Subject To" refers to a transaction in which we acquire the deed to a property and take responsibility for making the existing mortgage payments, but the mortgage loan itself remains in the seller's name on the lender's records. This is a legitimate, legal real estate transaction, but it carries specific risks and considerations:
- The mortgage stays in the seller's name until paid off or refinanced. Late or missed payments by Nationwide Equity (or any subsequent owner) would affect the seller's credit.
- Most residential mortgages contain a "due-on-sale" clause permitting the lender to call the loan due upon transfer. While the practical risk is generally low, it is not zero.
- The seller's existing homeowners insurance and property tax arrangements may need to be modified.
Every Subject To transaction is documented in a separate, comprehensive agreement that fully discloses these and other risks. We typically include safeguards such as payment reserves, deed-in-trust structures, and clear assignment terms. We strongly encourage you to review any Subject To agreement with an independent attorney of your choice before signing.
8. SMS Messaging Program
8.1 Business Identity
The SMS messaging program is operated by Nationwide Equity LLC. When you opt in, you may receive text messages about your consultation request, case updates, document and appointment notifications, service-related communications, and (only if you separately opt in) marketing messages such as special offers, discounts, and service updates.
8.2 Opt-Out & Support
You can cancel the SMS service at any time. Just text "STOP" to 346-451-9887. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@nationwideequity.us or 346-451-9887.
8.3 Carrier Liability
Carriers are not liable for delayed or undelivered messages.
8.4 Message Frequency
As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive messages on an as-needed basis, typically ranging from a few messages per week to several messages per day depending on the active status of your case. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
8.5 Privacy Policy Link
If you have any questions regarding privacy, please read our privacy policy: nationwideequity.us/privacy.
9. Limitation of Liability
To the maximum extent permitted by law, Nationwide Equity, its officers, members, employees, contractors, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, even if advised of the possibility of such damages.
Our total aggregate liability for any claim arising from these Terms or your use of our website shall not exceed the greater of one hundred dollars ($100) or the amount you have paid us in the twelve months preceding the claim.
Nothing in this section limits liability that cannot be limited by law.
10. Indemnification
You agree to indemnify and hold harmless Nationwide Equity LLC, its officers, members, employees, contractors, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising from your breach of these Terms, your violation of any law or third-party rights, or any false or inaccurate information you provide.
11. Intellectual Property
The Nationwide Equity name, logo, website content, designs, text, graphics, and other materials are owned by or licensed to Nationwide Equity LLC and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, modify, distribute, or use these materials without our prior written permission, except for personal, non-commercial reference use.
12. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law principles. Any disputes arising from these Terms or your use of our services shall be governed by Texas law.
13. Dispute Resolution
Before initiating any legal proceeding, you agree to first contact us in writing at info@nationwideequity.us and attempt in good faith to resolve the dispute. If the dispute cannot be resolved within 60 days, either party may pursue available legal remedies in the state or federal courts located in Dallas County, Texas, and the parties consent to the exclusive jurisdiction of those courts.
14. Changes to Terms
We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of our website or services after changes constitutes acceptance of the revised Terms.
15. Contact Information
If you have questions about these Terms, contact us:
- Nationwide Equity LLC
- 2550 Pacific Ave, Suite 700, Dallas, TX 75226
- Phone: 832-257-3367
- Text/SMS: 346-451-9887
- Email: info@nationwideequity.us
- Website: nationwideequity.us